{"id":1380,"date":"2026-05-07T22:12:41","date_gmt":"2026-05-07T22:12:41","guid":{"rendered":"https:\/\/rivieramayarealestateinsider.com\/?page_id=1380"},"modified":"2026-05-08T18:23:49","modified_gmt":"2026-05-08T18:23:49","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/rivieramayarealestateinsider.com\/es\/terms-and-conditions\/","title":{"rendered":"Terms and conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1380\" class=\"elementor elementor-1380\">\n\t\t\t\t<div class=\"elementor-element elementor-element-933c096 e-flex e-con-boxed e-con e-parent\" data-id=\"933c096\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bead08 elementor-widget__width-inherit elementor-widget elementor-widget-html\" data-id=\"1bead08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<meta charset=\"UTF-8\" \/>\r\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\" \/>\r\n    <title>Terms and Conditions | Riviera Maya Real Estate Insider<\/title>\r\n    <meta name=\"description\" content=\"Terms and Conditions and Terms of Use for Riviera Maya Real Estate Insider.\" \/>\r\n    <link rel=\"canonical\" href=\"https:\/\/rivieramayarealestateinsider.com\/terms-and-conditions\/\" \/>\r\n\r\n<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\",\r\n  \"@graph\": [\r\n    {\r\n      \"@type\": \"Article\",\r\n      \"headline\": \"Fideicomiso Mexico: The Complete Guide for Foreign Buyers (2026)\",\r\n      \"description\": \"Fideicomiso Mexico explained in plain English \u2014 what it is, how it works, what it costs, and why every foreign buyer needs one to own coastal property in the Riviera Maya.\",\r\n      \"url\": \"https:\/\/rivieramayarealestateinsider.com\/guides\/fideicomiso-mexico\",\r\n      \"datePublished\": \"2026-04-05\",\r\n      \"dateModified\": \"2026-04-15\",\r\n      \"author\": { \"@type\": \"Person\", \"name\": \"Thomas Von Willich\" },\r\n      \"publisher\": { \"@type\": \"Organization\", \"name\": \"Riviera Maya Real Estate Insider\", \"url\": \"https:\/\/rivieramayarealestateinsider.com\" },\r\n      \"inLanguage\": \"en-US\"\r\n    },\r\n    {\r\n      \"@type\": \"FAQPage\",\r\n      \"mainEntity\": [\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"What is a fideicomiso in Mexico?\",\r\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"A fideicomiso is a real estate trust established by a licensed Mexican bank that holds legal title to a coastal property on behalf of a foreign buyer. The buyer holds all beneficial rights: use, rental, sale, renovation, and inheritance.\" }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"How much does a fideicomiso cost in Mexico?\",\r\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Setup cost is USD 2,000\u20133,000 one-time at closing. The annual maintenance fee is USD 400\u20131,000 per year, paid to the trustee bank.\" }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"Does the bank own my property in a fideicomiso?\",\r\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"No. The bank holds legal title in an administrative capacity only. You hold all practical rights of ownership and the bank cannot act on the property without your explicit written instruction.\" }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"How long does a fideicomiso last in Mexico?\",\r\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"A fideicomiso is issued for an initial term of 50 years and is automatically renewable. It does not expire as long as the annual bank fee is paid.\" }\r\n        },\r\n        {\r\n          \"@type\": \"Question\",\r\n          \"name\": \"Can I sell a property held in a fideicomiso?\",\r\n          \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Yes. At closing, the trust is either transferred to the buyer's name or a new one is created. The fideicomiso does not complicate or slow down the sale.\" }\r\n        }\r\n      ]\r\n    }\r\n  ]\r\n}\r\n<\/script>\r\n\r\n<style>\r\n  \/* Colores actualizados seg\u00fan Prompt Maestro v3.2 *\/\r\n  :root {\r\n    --dark-green:   #0C2E59;\r\n    --teal:         #084F8C;\r\n    --teal-light:   #08428C;\r\n    --light-teal:   #f0f2f7;\r\n    --mid-gray:     #f5f5f5;\r\n    --border:       #e0e0e0;\r\n    --text:         #2d2d2d;\r\n    --text-light:   #666;\r\n    --warning-bg:   #fffbea;\r\n    --warning-bdr:  #e6b800;\r\n    --white:        #ffffff;\r\n  }\r\n  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\r\n\r\n  body {\r\n    font-family: Georgia, 'Times New Roman', serif;\r\n    font-size: 18px;\r\n    line-height: 1.85;\r\n    color: var(--text);\r\n    background: #fff;\r\n    margin: 0;\r\n  }\r\n\r\n  \/* TYPOGRAPHY *\/\r\n  h1 {\r\n    font-family: Georgia, serif;\r\n    font-size: 2.4em;\r\n    color: var(--teal-light);\r\n    line-height: 1.25;\r\n    margin-bottom: 18px;\r\n  }\r\n  h2 {\r\n    font-family: Georgia, serif;\r\n    font-size: 1.5em;\r\n    color: var(--teal);\r\n    margin: 52px 0 16px;\r\n    padding-bottom: 8px;\r\n    border-bottom: 2px solid var(--light-teal);\r\n  }\r\n  h3 {\r\n    font-family: Arial, Helvetica, sans-serif;\r\n    font-size: 1.1em;\r\n    color: var(--dark-green);\r\n    font-weight: 700;\r\n    margin: 30px 0 10px;\r\n  }\r\n  p { margin-bottom: 20px; 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margin-top: 0; color: var(--dark-green); }\r\n  .sources ul { margin-left: 18px; }\r\n\r\n  \/* AUTHOR *\/\r\n  .author-block {\r\n    display: flex;\r\n    gap: 20px;\r\n    align-items: flex-start;\r\n    background: var(--mid-gray);\r\n    border-radius: 8px;\r\n    padding: 26px 30px;\r\n    margin-top: 48px;\r\n    font-family: Arial, sans-serif;\r\n    font-size: 0.88em;\r\n  }\r\n  .author-initials {\r\n    background: var(--teal);\r\n    color: white;\r\n    font-size: 1.3em;\r\n    font-weight: 700;\r\n    width: 58px;\r\n    height: 58px;\r\n    border-radius: 50%;\r\n    display: flex;\r\n    align-items: center;\r\n    justify-content: center;\r\n    flex-shrink: 0;\r\n  }\r\n  .author-info strong { display: block; color: var(--dark-green); font-size: 1.05em; margin-bottom: 5px; }\r\n  .author-info p { margin: 0; color: var(--text-light); line-height: 1.65; }\r\n\r\n  \/* DISCLAIMER *\/\r\n  .disclaimer {\r\n    font-family: Arial, sans-serif;\r\n    font-size: 0.78em;\r\n    color: var(--text-light);\r\n    background: var(--mid-gray);\r\n    padding: 18px 22px;\r\n    border-radius: 6px;\r\n    margin-top: 30px;\r\n    line-height: 1.75;\r\n  }\r\n\r\n  .container {\r\n    max-width: 880px;\r\n    margin: 0 auto;\r\n    padding: 20px;\r\n  }\r\n\r\n  @media (max-width: 620px) {\r\n    body  { font-size: 16px; }\r\n    h1    { font-size: 1.75em; }\r\n    h2    { font-size: 1.28em; }\r\n    .next-step { padding: 24px 20px; }\r\n    .author-block { flex-direction: column; }\r\n  }\r\n<\/style>\r\n<div class=\"container\">\r\n    <h1>Terms and Conditions \/ Terms of Use<\/h1>\r\n    <div class=\"byline1\">Riviera Maya Real Estate Insider | Last updated: April 27, 2026<\/div>\r\n\r\n    <h2>1. Acceptance of These Terms<\/h2>\r\n    <p>By accessing or using <strong>rivieramayarealestateinsider.com<\/strong> (the \"Site\"), including any content, reports, tools, or email newsletters provided through the Site (collectively, the \"Services\"), you agree to be bound by these Terms and Conditions (\"Terms\"). If you do not agree to these Terms, you must not use the Site or Services. These Terms form a binding agreement between you (\"you\", \"user\") and Riviera Maya Real Estate Insider (\"we\", \"us\", \"our\").<\/p>\r\n\r\n    <h2>2. About Riviera Maya Real Estate Insider<\/h2>\r\n    <p>Riviera Maya Real Estate Insider is an independent editorial platform that provides market intelligence, educational content, and research about real estate in Mexico's Riviera Maya and related markets. We are <strong>not<\/strong> a real estate brokerage, do <strong>not<\/strong> act as agents, and do <strong>not<\/strong> represent buyers, sellers, or developers in any transaction.<\/p>\r\n    <p>The information on the Site is for <strong>general informational and educational purposes only<\/strong> and should not be regarded as a substitute for professional legal, tax, financial, or real estate advice. You should consult qualified professionals before making any property or investment decisions.<\/p>\r\n    <p>We are editorially independent and do not accept compensation from agents, developers, or listing portals in exchange for favorable coverage. If our business model changes in the future (e.g., premium newsletter tiers or limited sponsorships), we will disclose any relevant relationships transparently on the Site.<\/p>\r\n\r\n    <h2>3. No Professional Advice; No Client Relationship<\/h2>\r\n    <p>Nothing on the Site or in our newsletters, reports, or other materials:<\/p>\r\n    <ul>\r\n        <li>Constitutes legal, tax, financial, accounting, investment, or immigration advice.<\/li>\r\n        <li>Creates any attorney\u2013client, advisor\u2013client, or brokerage relationship between you and us.<\/li>\r\n    <\/ul>\r\n    <p>Any projections, opinions, scenarios, or estimates are illustrative only and may not reflect actual current or future performance of any property or market. You are solely responsible for conducting your own due diligence and for any decisions you make.<\/p>\r\n\r\n    <h2>4. Use of Automated Tools and AI<\/h2>\r\n    <p>We may use automated tools, including artificial intelligence (\"AI\"), to assist in drafting, editing, or updating certain content on the Site and in our reports. All such content is subject to editorial review before publication, but:<\/p>\r\n    <ul>\r\n        <li>AI-assisted content may occasionally contain inaccuracies, omissions, or outdated information.<\/li>\r\n        <li>You should not rely solely on AI-assisted content for any legal, tax, financial, or investment decision.<\/li>\r\n    <\/ul>\r\n    <p>A separate AI disclaimer (in Spanish) may be displayed on relevant pages; that disclaimer forms part of these Terms and should be read together with this section.<\/p>\r\n\r\n    <h2>5. Eligibility and Permitted Use<\/h2>\r\n    <p>You may use the Site only if you are at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms.<\/p>\r\n    <p>You agree <strong>not<\/strong> to:<\/p>\r\n    <ul>\r\n        <li>Violate any applicable laws or regulations (including real estate, financial, anti-money laundering, or consumer protection laws).<\/li>\r\n        <li>Use the Site to advertise or promote real estate listings or services, send unsolicited promotions (\"spam\"), or scrape, harvest, or collect data in bulk.<\/li>\r\n        <li>Upload or transmit any content that is illegal, fraudulent, defamatory, misleading, threatening, or otherwise objectionable.<\/li>\r\n    <\/ul>\r\n    <p>We may suspend or terminate your access to the Site at any time if we believe you have violated these Terms or applicable law.<\/p>\r\n\r\n    <h2>6. Intellectual Property<\/h2>\r\n    <p>Unless otherwise noted, all content on the Site \u2014 including text, articles, reports, graphics, logos, and design elements \u2014 is owned by us or used with permission and is protected by copyright, trademark, and other intellectual property laws.<\/p>\r\n    <p>You may view and download a single copy of content from the Site for your personal, non-commercial use only. You may not copy, reproduce, modify, distribute, publish, create derivative works from, or exploit any content from the Site without our prior written consent, except as permitted by applicable copyright law (such as fair use). All trademarks, service marks, and logos displayed on the Site are the property of their respective owners and may not be used without permission.<\/p>\r\n\r\n    <h2>7. Newsletter Subscriptions and Communications<\/h2>\r\n    <p>If you subscribe to our newsletter or download gated resources, you agree to receive email communications from us related to Riviera Maya Real Estate Insider, including editorial content, research updates, and occasional information about new reports or services. You can unsubscribe at any time by using the link provided in our emails.<\/p>\r\n    <p>Unsubscribing stops future newsletters but may not immediately remove all data; see our Privacy Policy for details on data retention and your rights. We reserve the right to accept or deny subscriptions at our discretion, for example to prevent abuse or spam sign-ups.<\/p>\r\n\r\n    <h2>8. Third-Party Services and Links<\/h2>\r\n    <p>The Site may contain links to third-party websites, tools, data sources, or services (including government sources, analytics providers, newsletter platforms such as Beehiiv, and others). These are provided for convenience and informational purposes only. We do not control and are not responsible for:<\/p>\r\n    <ul>\r\n        <li>The content, accuracy, or policies of any third-party sites or services.<\/li>\r\n        <li>Any products or services offered by third parties, even if linked or mentioned on the Site.<\/li>\r\n    <\/ul>\r\n    <p>Your use of third-party websites or services is at your own risk and subject to their own terms and policies.<\/p>\r\n\r\n    <h2>9. Accuracy and Availability of Information<\/h2>\r\n    <p>We aim to provide accurate, timely, and well-researched information, but real estate markets change quickly; data can become outdated or incomplete. Some information comes from third-party sources we believe reliable but have not independently verified.<\/p>\r\n    <p>Regulatory frameworks, tax rules, and permit requirements in Mexico (including in Quintana Roo and municipal regulations such as RETUR-Q or RUDI) may change without notice.<\/p>\r\n    <div class=\"callout\">\r\n        <p>The Site and all information, content, and Services are provided on an <strong>\"as is\"<\/strong> and <strong>\"as available\"<\/strong> basis, without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, secure, or error-free.<\/p>\r\n    <\/div>\r\n\r\n    <h2>10. Limitation of Liability<\/h2>\r\n    <p>To the maximum extent permitted by law, we and our owners, editors, contributors, and affiliates shall <strong>not<\/strong> be liable for any loss of profits, revenue, data, or indirect, incidental, or consequential damages arising from your use of the Site or reliance on any information provided.<\/p>\r\n\r\n    <h2>11. Indemnification<\/h2>\r\n    <p>You agree to indemnify, defend, and hold harmless Riviera Maya Real Estate Insider and its affiliates from and against any claims, liabilities, or expenses arising out of your use of the Site or your violation of these Terms.<\/p>\r\n\r\n    <h2>12. Governing Law and Jurisdiction<\/h2>\r\n    <p>These Terms and your use of the Site are governed by the laws of <strong>the United Mexican States (Mexico)<\/strong> and the State of <strong>Quintana Roo<\/strong>. You agree that any dispute shall be resolved exclusively in the competent courts located in <strong>Canc\u00fan, Quintana Roo, Mexico<\/strong>.<\/p>\r\n\r\n    <h2>13. Changes to These Terms<\/h2>\r\n    <p>We may update or modify these Terms from time to time. When we do, we will update the \"Last updated\" date at the top of this page. By continuing to use the Site after changes are posted, you agree to the revised Terms.<\/p>\r\n\r\n    <div class=\"callout\">\r\n        <p><strong>Contact:<\/strong> If you have any questions about these Terms, you can contact us at: <strong>contact@rivieramayarealestateinsider.com<\/strong><\/p>\r\n    <\/div>\r\n<\/div>\r\n<footer>\r\n  <div class=\"footer-inner\">\r\n    <div class=\"footer-grid\">\r\n      <div>\r\n        <div class=\"footer-logo\">Riviera Maya Real Estate Insider<\/div>\r\n        <p class=\"footer-tagline\">Independent market intelligence for foreign property investors in Mexico. No properties to sell. No agents to recommend. 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