{"id":885,"date":"2026-04-23T19:03:45","date_gmt":"2026-04-23T19:03:45","guid":{"rendered":"https:\/\/rivieramayarealestateinsider.com\/?page_id=885"},"modified":"2026-05-07T22:40:37","modified_gmt":"2026-05-07T22:40:37","slug":"buying-a-property-in-mexico","status":"publish","type":"page","link":"https:\/\/rivieramayarealestateinsider.com\/es\/buying-a-property-in-mexico\/","title":{"rendered":"Buying a property in Mexico"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\r\n\r\nBuying Property in Mexico as a Foreigner (2026): Complete Guide | Riviera Maya Real Estate Insider<\/title>\r\n<meta name=\"description\" content=\"Complete guide to buying property in Mexico as a foreigner 2026: fideicomiso, closing costs 5\u201310%, capital gains tax 25%, agent licensing, and due diligence.\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/rivieramayarealestateinsider.com\/buying-property-in-mexico-as-a-foreigner\" \/>\r\n<link rel=\"stylesheet\" href=\"css\/style.css\" \/>\r\n\r\n<script type=\"application\/ld+json\">\r\n{\r\n \"@context\": \"https:\/\/schema.org\",\r\n \"@graph\": [\r\n {\r\n \"@type\": \"Article\",\r\n \"headline\": \"Buying Property in Mexico as a Foreigner (2026): Complete Guide\",\r\n \"description\": \"Complete guide to buying property in Mexico as a foreigner 2026: fideicomiso, closing costs 5\u201310%, capital gains tax 25%, agent licensing, and due diligence.\",\r\n \"url\": \"https:\/\/rivieramayarealestateinsider.com\/buying-property-in-mexico-as-a-foreigner\",\r\n \"datePublished\": \"2026-04-16\",\r\n \"dateModified\": \"2026-04-16\",\r\n \"author\": { \"@type\": \"Person\", \"name\": \"Thomas Von Willich\" },\r\n \"publisher\": { \"@type\": \"Organization\", \"name\": \"Riviera Maya Real Estate Insider\", \"url\": \"https:\/\/rivieramayarealestateinsider.com\" },\r\n \"inLanguage\": \"en-US\"\r\n },\r\n {\r\n \"@type\": \"FAQPage\",\r\n \"mainEntity\": [\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"Can a foreigner buy property in Mexico?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Yes. Foreigners can buy property anywhere in Mexico. Within 50 km of the coast (the entire Riviera Maya), ownership requires a fideicomiso (bank trust) or a Mexican corporation. The fideicomiso is simpler for residential buyers.\" }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"What is a fideicomiso and how much does it cost?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"A fideicomiso is a Mexican bank trust that holds legal title on behalf of a foreign buyer. Setup costs USD 2,000\u20133,000 one-time. Annual fee USD 400\u20131,000. The trust lasts 50 years and auto-renews.\" }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"What are closing costs for a foreign buyer in Mexico?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"In Quintana Roo, closing costs total 5\u201310% of the purchase price. Includes ISAI acquisition tax (2\u20133%), notary fees (1\u20132%), registry inscription (0.5\u20131%), fideicomiso setup, and SRE permit (USD 1,100\u20131,200).\" }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"How do I verify a real estate agent in Quintana Roo?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Use the official SEDETUS registry: asesores.sedetus.gob.mx\/consultaAsesores. All agents in Quintana Roo must hold a state license. If they are not in the registry, they are operating illegally.\" }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"What taxes do foreign property owners pay in Mexico?\",\r\n \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Annual predial ~0.1% of cadastral value. When selling, non-residents pay 25% capital gains tax on gross sale value. 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}\r\n h1 { font-size: 1.75em; }\r\n h2 { font-size: 1.28em; }\r\n .next-step { padding: 24px 20px; }\r\n .author-block { flex-direction: column; }\r\n }\r\n<\/style>\r\n\r\n\r\n<!-- ========== NAVBAR ========== -->\r\n\r\n\r\n<!-- ========== MAIN CONTENT ========== -->\r\n<div class=\"container\">\r\n <h1>Buying Property in Mexico as a Foreigner (2026): Complete Guide<\/h1>\r\n\r\n <p class=\"byline1\">By Thomas Von Willich  |  Editorial Lead, Riviera Maya Real Estate Insider  |  April 2026<\/p>\r\n <p class=\"positioning\">Independent market intelligence for foreign property investors in Mexico. No properties to sell. No agents to recommend. Just accurate information.<\/p>\r\n <p class=\"internal-link-note\">\r\n \ud83d\udcd6 This is the pillar page for our complete guide series. Navigate to specific topics via the table of contents below.\r\n <\/p>\r\n\r\n <p>Buying property in Mexico as a foreigner is straightforward once you understand the legal framework. The Mexican Constitution (Article 27) prohibits foreigners from holding direct title within 50 km of any coastline \u2014 the entire Riviera Maya falls in this restricted zone. The solution is a <strong>fideicomiso<\/strong> (bank trust), which gives you full beneficial ownership while a Mexican bank holds legal title.<\/p>\r\n\r\n <p>This guide covers every step: legal structures, due diligence, closing costs (5\u201310% of purchase price), annual and sale taxes, and how to avoid common scams \u2014 including the new 2026 requirement to verify agent licenses through the official SEDETUS registry.<\/p>\r\n\r\n <div class=\"callout\">\r\n <div class=\"label\">Bottom Line<\/div>\r\n <p>Foreigners can buy property anywhere in Mexico. In coastal zones (including all of Riviera Maya), you need a fideicomiso (setup USD 2,000\u20133,000; annual USD 400\u20131,000). Closing costs total 5\u201310% of purchase price. When you sell, non-residents pay 25% capital gains tax on gross sale value. Due diligence \u2014 title search, ejido verification, permits, agent license \u2014 is not optional. The 2025 AML reform requires documented proof of funds.<\/p>\r\n <\/div>\r\n\r\n <h2>1. Legal Framework: The Restricted Zone and the Fideicomiso<\/h2>\r\n <p>Article 27 of the Mexican Constitution establishes the \"restricted zone\": all land within 50 kilometers of any coastline and 100 kilometers of any international border. The entire Cancun\u2013Playa del Carmen\u2013Tulum\u2013Holbox corridor falls within this zone. Foreigners cannot hold direct title here.<\/p>\r\n <p>The fideicomiso was created in 1973 to solve this problem. A licensed Mexican bank holds the legal title as trustee. You are the beneficiary, with full rights to use, rent, sell, renovate, and inherit the property. The bank's role is purely administrative.<\/p>\r\n\r\n <div class=\"callout\">\r\n <div class=\"label\">Fideicomiso Costs (2026)<\/div>\r\n <p><strong>Setup:<\/strong> USD 2,000\u20133,000 one-time (bank commission + notary trust work + SRE permit). <strong>Annual fee:<\/strong> USD 400\u20131,000 per year. <strong>Trust term:<\/strong> 50 years, automatically renewable. <strong>SRE permit:<\/strong> USD 1,100\u20131,200, included in setup.<\/p>\r\n <\/div>\r\n\r\n <h3>Fideicomiso vs. Mexican Corporation<\/h3>\r\n <div class=\"table-wrap\">\r\n <table>\r\n <thead><tr><th>Structure<\/th><th>Best For<\/th><th>Advantages<\/th><th>Disadvantages<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td><strong>Fideicomiso<\/strong><\/td><td>Individual residential buyers<\/td><td>Simpler, lower annual cost, no corporate compliance, heritable<\/td><td>Annual bank fee, SRE permit required<\/td><\/tr>\r\n <tr><td><strong>Mexican Corporation (S.A. de C.V.)<\/strong><\/td><td>Commercial, hospitality, multi-unit operations<\/td><td>Operational flexibility, direct equity ownership<\/td><td>Annual corporate compliance, accounting, higher cost, AML scrutiny<\/td><\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/div>\r\n <p>For the vast majority of foreign buyers purchasing a condo or house for personal use or vacation rental, the fideicomiso is the appropriate structure.<\/p>\r\n\r\n <h2>2. Due Diligence: What to Verify Before You Pay<\/h2>\r\n <p>Due diligence is not optional. It is the only thing standing between you and a successful purchase or a total loss. The 2025 AML reform (LFPIORPI) requires documented proof of funds for all parties, which adds verification steps but also helps detect fraud.<\/p>\r\n\r\n <h3>Critical Due Diligence Checklist<\/h3>\r\n <ul>\r\n <li><strong>Title search (Certificado de Libertad de Grav\u00e1menes):<\/strong> Obtain from Public Registry. Confirms legal owner and any liens.<\/li>\r\n <li><strong>Ejido status verification:<\/strong> Confirm property is private, not communal ejido land (Registro Agrario Nacional). Ejido cannot be sold to foreigners.<\/li>\r\n <li><strong>Building permits (Licencia de Construcci\u00f3n):<\/strong> Verify with municipality. Unauthorized construction can lead to fines or demolition.<\/li>\r\n <li><strong>Zoning certificate (Certificado de Uso de Suelo):<\/strong> Confirms permitted uses (residential, short-term rental, commercial).<\/li>\r\n <li><strong>Environmental authorizations (SEMARNAT):<\/strong> Required for properties near cenotes, wetlands, or protected areas (e.g., Jaguar Park buffer zone).<\/li>\r\n <li><strong>Agent license verification (SEDETUS):<\/strong> <strong>New 2026 requirement.<\/strong> All agents in Quintana Roo must hold a state license. Verify at <a href=\"https:\/\/asesores.sedetus.gob.mx\/consultaAsesores\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/asesores.sedetus.gob.mx\/consultaAsesores<\/a>.<\/li>\r\n <li><strong>Source of funds documentation (AML):<\/strong> Bank statements, income proof, or transfer records. Required by 2025 reform.<\/li>\r\n <\/ul>\r\n\r\n <div class=\"callout callout-warn\">\r\n <div class=\"label\">Non-Negotiable: Hire Your Own Independent Notary<\/div>\r\n <p>Do not use the seller's or developer's notary. Their notary works for them. Hire an independent Mexican notary to represent your interests. Expect to pay 1\u20132% of purchase price for notary fees. Also consider an independent real estate attorney (USD 500\u20131,500) for complex transactions.<\/p>\r\n <\/div>\r\n\r\n <div class=\"callout\">\r\n <div class=\"label\">Mini Q&A: Agent Licensing in Quintana Roo<\/div>\r\n <p><strong>Do all agents need a license now?<\/strong> Yes. The Ley de Prestaci\u00f3n de Servicios Inmobiliarios del Estado de Quintana Roo requires every agent and condominium administrator to hold a SEDETUS-issued Matr\u00edcula. Operating without a license carries fines of USD 25,000\u201350,000.<\/p>\r\n <p><strong>How do I verify an agent?<\/strong> Go to asesores.sedetus.gob.mx\/consultaAsesores. Search by name or license number. If they are not listed, do not work with them.<\/p>\r\n <\/div>\r\n\r\n <h2>3. Closing Costs in Quintana Roo (2026)<\/h2>\r\n <p>Total closing costs range from <strong>5\u201310% of the purchase price<\/strong>. On a USD 300,000 property, budget USD 15,000\u201330,000 in addition to the price.<\/p>\r\n <div class=\"table-wrap\">\r\n <table>\r\n <thead><tr><th>Cost Component<\/th><th>Percentage of Price<\/th><th>Actual Amount (on $300k)<\/th><th>Paid To<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td>ISAI acquisition tax<\/td><td>2\u20133%<\/td><td>$6,000\u20139,000<\/td><td>State government (QRoo)<\/td><\/tr>\r\n <tr><td>Notary fees<\/td><td>1\u20132%<\/td><td>$3,000\u20136,000<\/td><td>Notary Public<\/td><\/tr>\r\n <tr><td>Registry inscription<\/td><td>0.5\u20131%<\/td><td>$1,500\u20133,000<\/td><td>Public Property Registry<\/td><\/tr>\r\n <tr><td>Fideicomiso setup<\/td><td>Fixed $2,000\u20133,000<\/td><td>$2,000\u20133,000<\/td><td>Trustee bank + notary<\/td><\/tr>\r\n <tr><td>SRE permit<\/td><td>Fixed $1,100\u20131,200<\/td><td>$1,100\u20131,200<\/td><td>SRE (federal)<\/td><\/tr>\r\n <tr><td>AML verification (2025 reform)<\/td><td>~$200\u2013500<\/td><td>$200\u2013500<\/td><td>Notary (additional)<\/td><\/tr>\r\n <tr><td style=\"font-weight: bold;\">TOTAL<\/td><td style=\"font-weight: bold;\">5\u201310%<\/td><td style=\"font-weight: bold;\">$15,000\u201330,000<\/td><td>\u2014<\/td><\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/div>\r\n <p>Lower-priced properties tend toward 10% because fixed fees (SRE permit, fideicomiso setup) take a larger share. Always ask your notary for a written closing cost estimate before signing.<\/p>\r\n\r\n <h2>4. Taxes: Annual, Rental, and Capital Gains<\/h2>\r\n <h3>Annual Property Tax (Predial)<\/h3>\r\n <p>~0.1% of cadastral value. Paid annually to the municipality. January payments receive up to 25% discount in most Quintana Roo municipalities.<\/p>\r\n\r\n <h3>Rental Income Tax (ISR)<\/h3>\r\n <p>If you rent your property, Mexican income tax applies. Without an RFC (Mexican tax ID), withholding agents (Airbnb, management companies) may withhold 25% of gross rental income. With an RFC, you can deduct expenses (management fees, utilities, maintenance, depreciation) and pay on net income.<\/p>\r\n\r\n <h3>Capital Gains Tax (ISR) on Sale \u2014 The Big One<\/h3>\r\n <div class=\"callout callout-warn\">\r\n <div class=\"label\">Critical: 25% of Gross Sale Value<\/div>\r\n <p>Non-resident sellers pay 25% capital gains tax on the <strong>gross sale value<\/strong>, not the profit. Example: selling a $300,000 property triggers $75,000 withheld by the notary at closing \u2014 regardless of what you originally paid. There is no primary residence exemption for non-residents.<\/p>\r\n <\/div>\r\n\r\n <div class=\"callout\">\r\n <div class=\"label\">Mini Q&A: Getting an RFC (Tax ID)<\/div>\r\n <p><strong>Do I need an RFC?<\/strong> Yes if you earn rental income or sell. Without it, you cannot deduct expenses and may face higher withholding. The RFC is easy to obtain through a Mexican tax accountant ($200\u2013400).<\/p>\r\n <\/div>\r\n\r\n <h2>5. Common Misconceptions About Buying in Mexico<\/h2>\r\n <h3>\"I can buy beachfront property directly without a trust\"<\/h3>\r\n <p>No. The restricted zone (50 km from coast) requires a fideicomiso or Mexican corporation for all foreign buyers. Any agent who says otherwise is either misinformed or trying to scam you.<\/p>\r\n <h3>\"The notary works for me\"<\/h3>\r\n <p>No. The notary is a public official who verifies legality for both parties. Hire an independent attorney to protect your specific interests.<\/p>\r\n <h3>\"Closing costs are the same as in the US (2\u20133%)\"<\/h3>\r\n <p>No. In Quintana Roo, closing costs total 5\u201310% of purchase price. Budget accordingly.<\/p>\r\n <h3>\"I don't need to pay capital gains tax if I lose money\"<\/h3>\r\n <p>False. Non-residents pay 25% of gross sale value, regardless of profit or loss. Plan for this before you buy.<\/p>\r\n <h3>\"Any real estate agent is fine \u2014 they all work the same\"<\/h3>\r\n <p>No. Quintana Roo now requires state-licensed agents. Verify credentials at the official SEDETUS registry. Unlicensed agents operate illegally and put your transaction at risk.<\/p>\r\n\r\n <div class=\"summary-box\">\r\n <h3>Buying in Mexico: 60-Second Summary<\/h3>\r\n <ul>\r\n <li><strong>Legal structure:<\/strong> Fideicomiso (bank trust) required for coastal properties. Setup $2,000\u20133,000; annual $400\u20131,000.<\/li>\r\n <li><strong>Closing costs:<\/strong> 5\u201310% of purchase price in Quintana Roo.<\/li>\r\n <li><strong>Down payment (if financing):<\/strong> 30\u201350%; rates 9\u201313%.<\/li>\r\n <li><strong>Annual tax:<\/strong> Predial ~0.1% of cadastral value.<\/li>\r\n <li><strong>Capital gains tax on sale:<\/strong> 25% of gross sale value (seller pays).<\/li>\r\n <li><strong>Rental tax:<\/strong> With RFC, deduct expenses; without, 25% withholding on gross.<\/li>\r\n <li><strong>Agent license (new 2026):<\/strong> Verify all agents at SEDETUS registry: asesores.sedetus.gob.mx.<\/li>\r\n <li><strong>Due diligence:<\/strong> Title search, ejido verification, permits, independent notary \u2014 not optional.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"next-step\">\r\n <h2>Your Next Step<\/h2>\r\n <p>This guide gives you the framework. Dive deeper into each topic with our specialized articles.<\/p>\r\n <p>\ud83d\udcd6 <a href=\"https:\/\/rivieramayarealestateinsider.com\/fideicomiso\/\">Fideicomiso Mexico: Complete Guide for Foreign Buyers<\/a> \u2014 detailed trust breakdown.<\/p>\r\n <p>\ud83d\udcd6 <a href=\"https:\/\/rivieramayarealestateinsider.com\/closing-costs\/\">Closing Costs in Mexico<\/a> \u2014 exact percentages and negotiation tips.<\/p>\r\n <p>\ud83d\udcd6 <a href=\"https:\/\/rivieramayarealestateinsider.com\/mexico-property-taxes\/\">Mexico Property Taxes for Foreign Buyers<\/a> \u2014 ISR, predial, RFC explained.<\/p>\r\n <p>\ud83d\udcd6 <a href=\"https:\/\/rivieramayarealestateinsider.com\/mexico-property-financing\/\">Mexico Property Financing for Foreigners<\/a> \u2014 mortgages, rates, alternatives.<\/p>\r\n <p>\ud83d\udcd6 <a href=\"https:\/\/rivieramayarealestateinsider.com\/riviera-maya-real-estate-risks\/\">Riviera Maya Real Estate Risks and Scams<\/a> \u2014 how to avoid ejido fraud, permit issues, and unlicensed agents.<\/p>\r\n <p>\ud83d\udccb <a href=\"https:\/\/rivieramayarealestateinsider.com\/check-list-due-diligence\/\">Use our 35-point Due Diligence Checklist<\/a> \u2014 track every verification step.<\/p>\r\n <p>\ud83d\udcec <a href=\"\/#newsletter\">Subscribe to our free newsletter<\/a> \u2014 quarterly market intelligence and legal updates.<\/p>\r\n <\/div>\r\n\r\n <h2>Frequently Asked Questions<\/h2>\r\n\r\n <div class=\"faq-item\">\r\n <h3>Can a foreigner buy property in Mexico?<\/h3>\r\n <p>Yes. Foreigners can buy property anywhere in Mexico. Within 50 km of the coast (the entire Riviera Maya), ownership requires a fideicomiso (bank trust) or a Mexican corporation. The fideicomiso is simpler and less expensive for residential buyers. Outside the restricted zone (inland cities), foreigners can hold direct freehold title.<\/p>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <h3>What is a fideicomiso and how much does it cost?<\/h3>\r\n <p>A fideicomiso is a Mexican bank trust that holds legal title on behalf of a foreign buyer. The buyer holds all beneficial rights (use, rent, sell, inherit). Setup costs USD 2,000\u20133,000 one-time at closing. Annual fee USD 400\u20131,000. The trust lasts 50 years and auto-renews. The SRE permit (USD 1,100\u20131,200) is included in setup.<\/p>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <h3>What are closing costs for a foreign buyer in Mexico?<\/h3>\r\n <p>In Quintana Roo (Riviera Maya), closing costs total 5\u201310% of the purchase price. This includes ISAI acquisition tax (2\u20133%), notary fees (1\u20132%), registry inscription (0.5\u20131%), fideicomiso setup (USD 2,000\u20133,000), and the SRE permit (USD 1,100\u20131,200). On a $300,000 property, budget $15,000\u201330,000 in additional costs.<\/p>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <h3>How do I verify a real estate agent in Quintana Roo?<\/h3>\r\n <p>Use the official SEDETUS registry: asesores.sedetus.gob.mx\/consultaAsesores. All agents and condominium administrators in Quintana Roo must hold a state-issued license (Matr\u00edcula). If an agent does not appear in the registry, they are operating illegally. Do not work with them, share personal information, or send deposits. This verification is mandatory under the 2026 Ley de Prestaci\u00f3n de Servicios Inmobiliarios.<\/p>\r\n <\/div>\r\n\r\n <div class=\"faq-item\">\r\n <h3>What taxes do foreign property owners pay in Mexico?<\/h3>\r\n <p>Annual predial: ~0.1% of cadastral value. When selling: non-residents pay 25% capital gains tax on gross sale value (not profit). Rental income: taxable under ISR. Without an RFC (tax ID), withholding agents may take 25% of gross rental income. With an RFC, you deduct expenses and pay on net income. No wealth tax or annual capital gains tax.<\/p>\r\n <\/div>\r\n\r\n <div class=\"sources\">\r\n <h2>Sources & Legal References<\/h2>\r\n <ul>\r\n <li>Constituci\u00f3n Pol\u00edtica de los Estados Unidos Mexicanos, Art\u00edculo 27 \u2014 Restricted zone provisions. | <a href=\"https:\/\/www.diputados.gob.mx\/LeyesBiblio\/pdf\/CPEUM.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">diputados.gob.mx<\/a><\/li>\r\n <li>SRE \u2014 Fideicomiso permit (USD 1,100\u20131,200). | <a href=\"https:\/\/sre.gob.mx\/permiso-para-constituir-un-fideicomiso-en-zona-restringida\" target=\"_blank\" rel=\"noopener noreferrer\">sre.gob.mx<\/a><\/li>\r\n <li>SAT \u2014 ISR for non-residents (25% of gross sale). | <a href=\"https:\/\/sat.gob.mx\/consultas\/23964\/calculo-del-impuesto-para-personas-fisicas\" target=\"_blank\" rel=\"noopener noreferrer\">sat.gob.mx<\/a><\/li>\r\n <li>Registro P\u00fablico de la Propiedad de Quintana Roo \u2014 Title search and inscription. | <a href=\"https:\/\/qroo.gob.mx\/registro-publico\" target=\"_blank\" rel=\"noopener noreferrer\">qroo.gob.mx<\/a><\/li>\r\n <li>SEDETUS Quintana Roo \u2014 Real estate agent license verification. | <a href=\"https:\/\/asesores.sedetus.gob.mx\/consultaAsesores\" target=\"_blank\" rel=\"noopener noreferrer\">asesores.sedetus.gob.mx<\/a><\/li>\r\n <li>Registro Agrario Nacional (RAN) \u2014 Ejido status verification. | <a href=\"https:\/\/www.ran.gob.mx\" target=\"_blank\" rel=\"noopener noreferrer\">ran.gob.mx<\/a><\/li>\r\n <li>Ley Federal para la Prevenci\u00f3n e Identificaci\u00f3n de Operaciones con Recursos de Procedencia Il\u00edcita (LFPIORPI) \u2014 AML reform 2025.<\/li>\r\n <li>Ley de Prestaci\u00f3n de Servicios Inmobiliarios del Estado de Quintana Roo \u2014 Agent licensing requirement.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"author-block\">\r\n <div class=\"author-initials\">TVW<\/div>\r\n <div class=\"author-info\">\r\n <strong>Thomas Von Willich<\/strong>\r\n <p>Thomas Von Willich (editorial pen name) is Editorial Lead at Riviera Maya Real Estate Insider. He has no ownership interest in any brokerage, development, or real estate agency in Mexico. His analysis relies on public registry data, notary interviews, and direct document review.<\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"disclaimer\">\r\n <strong>Legal Disclaimer:<\/strong> This article is based on official Mexican federal laws, government sources, and real estate regulatory frameworks as of April 2026. It is intended for informational and educational purposes only and does not constitute legal, tax, or investment advice. Laws, fees, and regulations change. Readers should consult a qualified Mexican notary, real estate attorney, or cross-border tax professional before making any property investment decision in Mexico. Riviera Maya Real Estate Insider receives no compensation from developers, agents, or notaries mentioned or referenced. Aviso: Contenido asistido por inteligencia artificial.\r\n <\/div>\r\n<\/div>\r\n\r\n<!-- ========== FOOTER ========== -->\r\n<footer>\r\n <div class=\"footer-inner\">\r\n <div class=\"footer-grid\">\r\n <div>\r\n <div class=\"footer-logo\">Riviera Maya Real Estate Insider<\/div>\r\n <p class=\"footer-tagline\">Independent market intelligence for foreign property investors in Mexico. No properties to sell. No agents to recommend. Just accurate information.<\/p>\r\n <span class=\"footer-badge\">Independent \u00b7 No commission \u00b7 2026<\/span>\r\n <\/div>\r\n <div class=\"footer-col\">\r\n <div class=\"footer-col-title\">Guides<\/div>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/buying-a-property-in-mexico\/\">Buying in Mexico<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/fideicomiso\/\">Fideicomiso<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/closing-costs\/\">Closing Costs<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/mexico-property-taxes\/\">Property Taxes<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/mexico-property-financing\/\">Financing<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/riviera-maya-real-estate-risks\/\">Risks & Scams<\/a>\r\n <\/div>\r\n <div class=\"footer-col\">\r\n <div class=\"footer-col-title\">Markets<\/div>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/tulum-real-estate-market\/\">Tulum<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/market-playa-del-carmen\/\">Playa del Carmen<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/market-cancun\/\">Cancun<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/market-holbox\/\">Holbox<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/market-reports-and-research\/\">Market Reports<\/a>\r\n <\/div>\r\n <div class=\"footer-col\">\r\n <div class=\"footer-col-title\">Platform<\/div>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/about-riviera-maya-real-estate-insider\/\">About<\/a>\r\n <a href=\"#newsletter\">Newsletter<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/check-list-due-diligence\/\">Due Diligence Checklist<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/partners-and-data-sources\/\">Partners<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/buying-a-property-in-mexico\/\">Start Here<\/a>\r\n <a href=\"https:\/\/rivieramayarealestateinsider.com\/contact\/\">Contact<\/a>\r\n <\/div>\r\n <\/div>\r\n <div class=\"footer-bottom\">\r\n <div class=\"footer-bottom-left\">\u00a9 2026 Riviera Maya Real Estate Insider. 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